Car Finance

CALL STEVE ON 01268 555888 TODAY!
Here at Five Bells Car Sales we believe everyone should be able to get the car finance they need to own a reliable car of which they can be proud. All our cars are HPI-checked and come with 3 months’ warranty and long MOT’s. We also offer extended warranties of up to 3 years for extra peace of mind.
Whether you're looking for a family car, your first cherished motor or even just looking to upgrade your old ‘runabout’ then come and chat to us! CALL STEVE ON 01268 555888 TODAY!
REPRESENTATIVE 13.9% APR
What is car finance?
The product we use is called Hire Purchase, otherwise known as HP. It is one of the most popular types of financing cars as you can pay off the balance in affordable monthly instalments at a fixed rate of interest. The credit is secured against the vehicle being purchased and you are paying a fixed monthly payment over an agreed term. You will own the vehicle once all monthly payments and an option to purchase fee has been paid in full.
Hire Purchase - Pro's & Con's
Pro's
  • Simple to arrange
  • Fixed monthly payments
  • Fixed interest rates
  • Flexible term lengths 24-48 months
  • Cars HPI checked
  • Vehicle belongs to you after final payment
  • Particularly suitable for purchasing vehicles
Con's
  • The vehicle belongs to the finance company until you pay your final payment
  • If you don't keep up your repayments your vehicle will be at risk of being repossessed
  • Hire Purchase is not suitable if you are planning on paying off your loan within a short period of time.
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FINANCIAL DISCLOSURE
Five Bells Car Sales is registered in England and Wales. Five Bells Car Sales is authorised and regulated by the Financial Conduct Authority, under FCA number: 659077. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.

Why Finance Through a Dealership?

What is Hire Purchase?

What is Personal Contract Purchase?

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